We build PCI-DSS compliant financial platforms. 12-week MVP with senior engineers.
IRPR builds custom fintech software for payment platforms, lending systems, and digital banking apps. We use Next.js, Node.js, PostgreSQL, AWS, and React Native to meet PCI-DSS and SOC 2 compliance.
Every fintech project ships in 12 weeks for $80K-$250K fixed price. You get full source code ownership and a CI/CD pipeline on day one.
We work with fintech founders who need an MVP, banks digitizing legacy systems, payment companies expanding features, and wealth managers building client portals.
Process $10M+ monthly with Stripe Connect or Braintree. Includes fraud detection via Sift or Riskified.
Originate, underwrite, and service loans with integrated credit checks via Experian or TransUnion.
Full-featured mobile app for deposits, transfers, and budgeting. Built with React Native and Plaid for account linking.
Real-time market data, portfolio management, and order execution via Alpaca or Interactive Brokers API.
Aggregate accounts, track spending, and generate reports using Plaid, MX, or Yodlee.
Policy administration, claims processing, and quoting with compliance for NAIC and state regulations.
Automate KYC/AML checks, transaction monitoring, and audit trails with Onfido, Jumio, or ComplyAdvantage.
Securely store, send, and receive digital assets. Supports Ethereum, Solana, Bitcoin via Web3.js and MetaMask integration.
We have shipped over 200 fintech products worldwide.
Our team of senior engineers has built payment systems handling $50M+ monthly. We maintain 99.9% uptime and SOC 2 Type II certification across all deployments.
Each project starts with a 2-week Roadmap phase that defines architecture, compliance requirements, and a fixed price. You get a clear timeline and deliverables before any code is written.
Generic offshore dev shops can't handle fintech compliance.
Fintech projects require PCI-DSS, SOC 2, and often HIPAA. Most developers don't know the regulatory landscape.
IRPR assigns a dedicated compliance lead to every fintech project. We map requirements during the Roadmap phase and test against them in every sprint.
We follow a structured 4-phase approach.
Phase 1 is the Roadmap - a 2-week engagement where we define requirements, choose the tech stack, and lock a fixed price. You get a detailed document with wireframes, user stories, and compliance checklist.
Phase 2 is Product - we build your MVP in 8-10 weeks using agile sprints. You see progress every week and test on staging before launch.
You get a complete, production-ready system.
No black boxes. No withheld code. Everything you need to run and scale your fintech product.
Built a full digital banking app with deposit accounts, transfers, and bill pay. Integrated Plaid and Stripe. Reduced customer onboarding time by 60% with automated KYC via Onfido. Tech stack: React Native, Node.js, PostgreSQL, AWS.
Developed an automated loan origination and servicing system. Integrated credit checks via TransUnion and document verification with Jumio. Processed $5M in loans in the first quarter. Tech stack: Next.js, Python FastAPI, MongoDB, Docker.
Built a web app for day traders with live charting, order execution via Alpaca, and portfolio analytics. Reduced manual order entry by 90%. Tech stack: React, WebSocket, Express, PostgreSQL, Alpaca API.
Created a cloud-based system for adjusters to process claims, manage documents, and generate reports. Cut claims processing time from 2 weeks to 3 days. Tech stack: Vue.js, Ruby on Rails, MySQL, AWS S3.
Engineered a white-label payment gateway supporting 10+ currency pairs. Integrated Sift for real-time fraud scoring. Handles $30M monthly volume with 99.99% uptime. Tech stack: Go, React, Redis, Stripe Connect.
Developed a non-custodial wallet supporting Ethereum, Polygon, and Solana. Integrated WalletConnect and MetaMask. Achieved 100k+ downloads in the first month. Tech stack: Flutter, Web3.js, Solidity, IPFS.
Every fintech project gets a fixed quote after the 2-week Roadmap phase. No hourly billing, no surprise invoices. Our average MVP costs $80K-$250K with a clear scope.
We map PCI-DSS, SOC 2, and HIPAA requirements during the Roadmap. Every sprint includes compliance checks. Your product is ready for audits on launch day.
We hire senior developers with 10+ years of experience in fintech. No junior staff. Each team includes a dedicated compliance lead and a DevOps engineer.
You own all source code, IP, and documentation. We never license or rent code. You get full access from day one with no restrictions.
From Roadmap to production in 12 weeks. We have delivered 200+ MVPs on schedule. If we miss the deadline, we work for free until it ships.
After launch, we provide 3 months of free bug fixes and maintenance. You have a dedicated Slack channel with the engineering team for quick responses.
Every engagement runs through the same four-stage pipeline. Predictable by design.
30-minute discovery call. No deck. We'll tell you honestly what it takes, how long, and how much.