Leading Fintech Development FirmsDevelopment Firms
We build secure, compliant fintech platforms used by millions. Get an MVP in 8-12 weeks with fixed pricing.
IRPR builds fintech platforms that handle payments, lending, and investments. We use React, Node.js, PostgreSQL, and AWS to deliver secure, scalable systems.
Every project ships in 8-12 weeks with a fixed price between $80K and $250K. All fintech work meets PCI-DSS and SOC 2 compliance standards.
We work with fintech startup founders, CTOs at financial institutions, and product managers at payment companies. Each buyer needs a compliant MVP they can launch fast.
Types of software we ship.
Payment Gateway
Process transactions with Stripe or Braintree. Supports multi-currency and recurring billing. 99.9% uptime guaranteed.
Digital Wallet
Store funds, send money, and manage cards. Integrates with Plaid for bank connections. Built with React Native.
Lending Platform
Automate loan origination, underwriting, and repayment. Uses machine learning for credit scoring. Node.js backend.
Trading Platform
Real-time market data, order execution, and portfolio tracking. Built with WebSockets and Redis for low latency.
Personal Finance App
Track spending, set budgets, and get insights. Syncs with 10,000+ financial institutions via Plaid. React frontend.
Regulatory Compliance Tool
Automate KYC/AML checks and reporting. Integrates with Onfido and ComplyAdvantage. SOC 2 compliant.
Investment Management System
Manage portfolios, rebalance assets, and generate reports. Uses AWS Lambda for serverless scaling. PostgreSQL database.
Fraud Detection System
Real-time transaction monitoring with machine learning. Flags anomalies using TensorFlow. Integrates with any payment API.
We build for every business type.
Banking
Insurance
Investment
Payments
Lending
What sets IRPR apart among leading Fintech development firms
Our track record shows why companies trust us to build their fintech products.
With 200+ products shipped and 50+ countries served, we have deep fintech experience. Every project meets PCI-DSS and SOC 2 standards from day one.
We deliver on time 98% of the time. Our fixed pricing means no surprises. You know the cost before we write a line of code.
Why IRPR beats generic development shops
Most agencies lack fintech compliance and senior talent. We are different.
Generic shops treat fintech like any web app. They skip compliance, use junior developers, and bill by the hour. Projects run over budget and miss deadlines.
IRPR assigns senior engineers only. We bake PCI-DSS and SOC 2 into the architecture. Fixed pricing means you never pay for scope creep.
- No fintech compliance expertise
- Junior developers on your project
- Hourly billing with no cap
- 6-9 month delivery timelines
- No code ownership guarantee
- Weak security practices
- PCI-DSS and SOC 2 built-in
- Senior engineers only (10+ years avg)
- Fixed price from the Roadmap phase
- 8-12 week MVP delivery
- Full source code ownership
- Sentry error tracking and CI/CD
How we build fintech platforms at IRPR
Our process turns your idea into a production-ready fintech product in 8-12 weeks.
We start with a 2-week Roadmap phase where we define scope, compliance requirements, and fixed price. No surprises.
Then we build in 2-week sprints. You see working software every iteration. By week 8-12, you have a compliant MVP ready for launch.
What ships with every fintech project
You get more than code. Every delivery includes these essentials.
We don't cut corners. Every fintech project includes compliance documentation, automated tests, and infrastructure as code.
- Source code in your private GitHub repo
- CI/CD pipeline with GitHub Actions
- PCI-DSS compliance documentation
- SOC 2 control mapping
- Automated unit and integration tests
- Sentry error tracking
- Datadog monitoring dashboards
- Infrastructure as code (Terraform)
- API documentation (OpenAPI/Swagger)
- 1-hour onboarding session for your team
What we ship in this practice.
Payment Gateway for Remittance
Built a multi-currency payment gateway that processes $2M monthly. Integrated with Stripe and local banks. Reduced transaction failure rate by 40%. Tech stack: Node.js, PostgreSQL, AWS Fargate.
Digital Wallet for Crypto Exchange
Developed a custodial wallet supporting 10 cryptocurrencies. Added KYC flow with Onfido. Launched in 10 weeks. Tech stack: React Native, Go, MongoDB, AWS Lambda.
Lending Platform for SME Loans
Automated loan origination and underwriting for a fintech lender. Reduced processing time from 5 days to 2 hours. Tech stack: Python, Django, PostgreSQL, Celery.
Personal Finance App with Budgeting
Created a mobile app that syncs with 10,000+ banks via Plaid. Users save an average of $200/month. Tech stack: React Native, Node.js, PostgreSQL, Redis.
Regulatory Compliance Dashboard
Built a real-time AML monitoring dashboard for a payment processor. Flags suspicious transactions in under 1 second. Tech stack: React, Python, Elasticsearch, Kafka.
Investment Management System for Wealth Advisors
Developed a portfolio rebalancing tool used by 500+ advisors. Handles $1B in assets under management. Tech stack: Angular, .NET Core, SQL Server, Azure.
Why teams hire us.
Fixed price, not hourly
Every project gets a fixed quote in the Roadmap phase (week 2). No hourly billing, no surprise invoices, no scope creep charges.
PCI-DSS and SOC 2 expertise
We have built 30+ PCI-DSS compliant systems. Our engineers know the controls required for Level 1 compliance and implement them from day one.
Senior engineers only
Our team averages 12 years of experience. No juniors. Every engineer has shipped fintech products before joining IRPR.
8-12 week MVPs
We ship production-ready MVPs in 8-12 weeks. You get a compliant platform you can launch to real users, not a prototype.
Full code ownership
You own all source code, infrastructure configs, and documentation. No licensing fees or vendor lock-in after launch.
Async-first global team
We work across time zones with 4+ hours of overlap with US hours. You get daily updates and fast responses without meetings.
Idea → Roadmap → Product → Release.
Every engagement runs through the same four-stage pipeline. Predictable by design.
Questions clients ask first.
Related services and industries.
Ready to build? Let's talk.
30-minute discovery call. No deck. We'll tell you honestly what it takes, how long, and how much.