Fintech development agency portfolioagency portfolio
See the fintech products we have shipped. 200+ launches across 50+ countries with PCI-DSS and SOC 2 compliance.
IRPR builds fintech products for regulated markets. We use Node.js, React, Python, AWS, Stripe, and Plaid to create payment platforms, banking apps, and compliance tools.
Every fintech project ships in 8-12 weeks with a fixed price between $80K and $250K. Our builds are PCI-DSS and SOC 2 compliant from day one.
Fintech startups hire us to launch their MVP and pass audits. Banks hire us to modernize core systems. Payment companies hire us to scale infrastructure. Wealth management firms hire us to build compliance-ready portfolio tools.
Types of software we ship.
Payment processing platform
Handles transactions, recurring billing, and multi-currency settlements. Integrates with Stripe, Braintree, and Plaid.
Digital banking app
Mobile-first banking with account management, transfers, and bill pay. Built with React Native and AWS Lambda.
Lending management system
Automates loan origination, underwriting, and servicing. Uses credit scoring APIs and PostgreSQL.
Crypto exchange
Secure trading platform with order books, wallets, and KYC. Deployed on AWS with CloudHSM for key storage.
Fraud detection engine
Real-time transaction scoring using machine learning models. Integrates with Stripe Radar and custom rules.
Regulatory compliance tool
Automates reporting, audit trails, and AML checks. Built with Python and integrated with SOC 2 controls.
Investment portfolio tracker
Aggregates holdings, calculates risk, and generates reports. Uses Plaid for account linking and React for dashboards.
Insurance claims platform
Streamlines claims intake, validation, and payout. Integrates with Stripe Connect and AWS Step Functions.
We build for every business type.
Startups
Credit Unions
Processors
Management
Companies
Fintech development agency portfolio highlights
Our portfolio spans regulated fintech products across multiple verticals.
We have delivered over 200 fintech products to clients in 50+ countries. Every project meets PCI-DSS or SOC 2 requirements from the first sprint.
Our average MVP ships in 12 weeks with a fixed price. We use automated security scanning and penetration testing before launch.
Generic dev shop vs IRPR
Not all agencies can handle fintech compliance.
Generic shops treat compliance as an afterthought. We build it into every architecture decision from day one.
Our fixed-price model with a defined roadmap means no surprises. You know the cost and timeline before we write a line of code.
- No compliance experience
- Hourly billing with scope creep
- No fixed timeline
- Code ownership unclear
- No post-launch support
- No audit trails
- PCI-DSS and SOC 2 built in
- Fixed price from Roadmap phase (week 2)
- 8-12 week delivery
- Full code ownership
- 12 months free hosting and support
- Automated compliance checks
How we build fintech products
Our process ensures compliance from day one.
We start with a compliance audit to identify PCI-DSS and SOC 2 requirements. Then we create a detailed roadmap with fixed pricing.
Development happens in 2-week sprints with automated security scans. Every pull request is reviewed for compliance risks.
What ships with every fintech project
You get more than just code.
- Source code in private GitHub repo
- CI/CD pipeline with GitHub Actions
- Sentry error tracking
- Datadog monitoring
- PCI-DSS compliance documentation
- Automated unit tests (80%+ coverage)
- API documentation (Swagger/OpenAPI)
- Deployment to AWS with CloudFormation
- 12 months free hosting on IRPR infra
- Security penetration test report
What we ship in this practice.
Neobank mobile app
Reduced customer onboarding time by 70% using Plaid for KYC. Built with React Native, Node.js, and AWS Lambda. Handles 50,000 users in first year.
Payment gateway for ecommerce
Processed $50M in transactions in the first year with 99.9% uptime. Tech stack: Python, Stripe, PostgreSQL, deployed on AWS ECS.
Lending platform for small businesses
Automated loan underwriting, reducing approval time from 2 weeks to 24 hours. Used Node.js, Plaid, and credit scoring API.
Crypto exchange for regulated market
Achieved SOC 2 Type II certification within 6 months of launch. Built with React, Go, and AWS with CloudHSM for key management.
Fraud detection engine for payments
Reduced false positives by 40% using machine learning models. Integrated with Stripe Radar and custom rules in Python.
Wealth management dashboard for RIAs
Aggregated 10,000+ accounts via Plaid and provided real-time risk analytics. Built with React, Node.js, and PostgreSQL.
Why teams hire us.
Fixed price, not hourly
Every fintech project gets a fixed quote in the Roadmap phase (week 2). No hourly billing, no surprise invoices, no scope creep charges.
PCI-DSS compliance built in
Our architecture templates include PCI-DSS controls from the first sprint. We have shipped 40+ PCI-compliant products with zero audit failures.
8-12 week MVP delivery
We ship a production-ready fintech MVP in 8-12 weeks. 98% of our projects deliver on time because we use fixed-scope roadmaps.
Full code ownership
You own every line of code we write. No licensing fees, no platform lock-in, no hidden restrictions. The code is in your GitHub repo from day one.
Senior engineers only
Every engineer on your project has 8+ years of experience. No juniors, no offshore teams, no turnover mid-project.
Post-launch support included
We include 12 months of free hosting and maintenance after launch. You get monitoring, backups, and security patches at no extra cost.
Idea → Roadmap → Product → Release.
Every engagement runs through the same four-stage pipeline. Predictable by design.
Questions clients ask first.
Related services and industries.
Ready to build? Let's talk.
30-minute discovery call. No deck. We'll tell you honestly what it takes, how long, and how much.