Custom Fintech Platform ReviewsPlatform Reviews
See why 50+ countries trust IRPR for custom Fintech platform development. Fixed pricing, senior engineers, and PCI-DSS compliance from day one.
IRPR builds custom Fintech platforms for startups and enterprises that need secure, compliant financial software. We use React, Node.js, Python, and PostgreSQL with AWS or Azure infrastructure to ship production-ready Fintech apps.
Every project ships in 8-12 weeks with a fixed price between $80K and $250K. All Fintech platforms meet PCI-DSS Level 1 standards, and we also support HIPAA for healthcare payments and SOC 2 for SaaS Fintech products.
Fintech founders hire us to build payment platforms from scratch. Lending companies hire us to automate loan origination and underwriting. Banks and credit unions hire us to modernize legacy systems. Wealth management firms hire us to build client portals with real-time data.
Types of software we ship.
Payment Gateway Platform
Process credit cards, ACH, and digital wallets with Stripe or Braintree integration. Includes fraud detection and recurring billing.
Lending Management System
Automate loan origination, underwriting, and servicing. Integrates with Plaid for income verification and credit bureaus.
Personal Finance Dashboard
Aggregate accounts, track spending, and set budgets. Uses Plaid and Yodlee for data aggregation with real-time sync.
Investment Trading Platform
Real-time stock, crypto, or forex trading with order execution. Built with WebSockets and integrates with Alpaca or TD Ameritrade APIs.
Invoice and Billing Software
Generate invoices, accept payments, and automate dunning. Syncs with QuickBooks, Xero, and Stripe for accounting.
Crowdfunding Platform
Launch equity or rewards-based campaigns with Stripe Connect. Includes investor verification and payout management.
Remittance and Money Transfer App
Send money across borders with real-time exchange rates. Integrates with SWIFT, Wise, and local payment rails.
Fintech Compliance and KYC Platform
Automate identity verification, AML checks, and regulatory reporting. Uses Onfido, Jumio, or Trulioo for KYC.
We build for every business type.
Payment companies
Lending and credit
Wealth and investment
Banking and neobanks
Insurance and risk
Why Custom Fintech Platform Reviews Matter
Real client feedback shows exactly what works in Fintech development.
IRPR has shipped 200+ Fintech platforms across 50 countries. Our custom Fintech platform reviews reflect a 98% on-time delivery rate and average client satisfaction of 4.8 out of 5. Every review mentions our fixed-price model and senior-only engineering team.
Clients in Fintech value compliance above all else. Our PCI-DSS Level 1 certified infrastructure and HIPAA-compliant data handling appear in 90% of our custom Fintech platform reviews. We audit every deployment for SOC 2 controls before launch.
IRPR vs Generic Development Shops
Compare how IRPR builds Fintech platforms against typical agencies.
Generic shops bill hourly and miss compliance requirements. IRPR locks scope and price in week 2 during the Roadmap phase. No surprise invoices. No missed PCI-DSS controls.
Our senior engineers average 10+ years of Fintech experience. Every team includes a dedicated compliance lead who reviews the architecture against PCI-DSS, HIPAA, and SOC 2 checklists before any code is written.
- Hourly billing with no price cap
- Junior engineers learning Fintech on your dime
- Compliance added as an afterthought
- No dedicated project manager
- Code ownership unclear in contracts
- Average 6+ months to MVP
- Fixed price locked in week 2
- Senior engineers with 10+ years Fintech experience
- PCI-DSS Level 1 and HIPAA built in from day one
- Dedicated compliance lead on every project
- Full source code ownership in your repo
- 8-12 week MVP delivery
Our Fintech Platform Development Process
Four phases take your idea from concept to live Fintech platform.
Every project starts with a 1-week kickoff where we align on compliance requirements, user flows, and tech stack. By week 2, you have a fixed-price Roadmap document that defines every feature, integration, and test.
We build in 2-week sprints with daily standups and weekly demos. Production deployment happens in week 10-12 with automated CI/CD pipelines and full monitoring.
What Ships with Every Fintech Platform
Every project includes these deliverables by default.
No hidden line items. No surprise fees. Every Fintech platform we build includes production infrastructure, monitoring, and full documentation.
Your team can take over maintenance immediately because you own every file, every config, and every deployment pipeline.
- Source code in your private GitHub or GitLab repo
- CI/CD pipeline with GitHub Actions or GitLab CI
- PCI-DSS Level 1 compliant infrastructure on AWS or Azure
- Sentry error tracking and Datadog performance monitoring
- Automated test suite with 90%+ code coverage
- API documentation with Swagger or Postman
- Admin dashboard with user management and analytics
- Security audit report from third-party penetration testing
- User acceptance testing (UAT) environment
- 1-hour post-launch support SLA for 30 days
What we ship in this practice.
Payment Gateway for a B2B SaaS Platform
Built a white-label payment gateway that processes $2M monthly in recurring billing. Integrated Stripe Connect for merchant onboarding and Plaid for bank account verification. Reduced chargeback rate by 40% with custom fraud rules. Tech stack: Next.js, Node.js, PostgreSQL, Stripe, Plaid.
Loan Origination System for a Fintech Lender
Automated the entire loan origination process from application to funding. Integrated with Experian for credit checks and Plaid for income verification. Reduced manual data entry by 12 hours per week per loan officer. Tech stack: React, Python, Django, PostgreSQL, AWS, Plaid.
Personal Finance App for a Neobank
Built a mobile-first personal finance dashboard that aggregates accounts from 50+ banks via Plaid and Yodlee. Added budgeting, spending insights, and savings goals. Achieved 4.7 star rating on App Store with 100K+ downloads. Tech stack: React Native, Node.js, MongoDB, Plaid, Yodlee.
Crypto Trading Platform for a Startup
Developed a real-time crypto trading platform with limit orders, stop-loss, and portfolio tracking. Integrated with Binance and Coinbase Pro APIs for liquidity. Handles 500+ trades per second with sub-100ms latency. Tech stack: React, Go, Redis, PostgreSQL, WebSockets, AWS.
Invoice Factoring Platform for a Small Business Lender
Built a platform that lets businesses sell unpaid invoices for instant cash. Automated credit checks, invoice verification, and payout processing. Reduced funding time from 5 days to 24 hours. Tech stack: Vue.js, Ruby on Rails, PostgreSQL, Stripe, QuickBooks API.
KYC/AML Compliance Platform for a Payment Processor
Created a compliance platform that automates identity verification, PEP screening, and transaction monitoring. Integrated Onfido for document verification and World-Check for sanctions screening. Reduced manual review time by 80%. Tech stack: React, Python, FastAPI, PostgreSQL, Onfido, World-Check.
Why teams hire us.
Fixed Price, Not Hourly
Every Fintech project gets a fixed quote in the Roadmap phase (week 2). No hourly billing, no surprise invoices, no scope creep charges. 98% of our custom Fintech platform reviews mention this as the top reason clients chose us.
Senior Engineers Only
Our team averages 10+ years of Fintech development experience. No junior engineers. Every engineer has built and deployed PCI-DSS compliant systems before joining IRPR. This reduces rework and speeds delivery.
Compliance Built In
PCI-DSS Level 1, HIPAA, and SOC 2 controls are part of every Fintech platform from day one. We run automated compliance scans in every sprint. No last-minute audits. No failed penetration tests.
8-12 Week MVPs
Your Fintech platform ships in 8-12 weeks, not 6 months. We use battle-tested templates for payment processing, user authentication, and admin dashboards. This cuts build time by 40% compared to starting from scratch.
Full Code Ownership
You own every line of code, every config file, and every deployment pipeline. No license fees. No vendor lock-in. Your team can take over maintenance on day one.
Global Delivery, Local Hours
Our teams work across 50+ countries with overlapping time zones. You get daily standups during your business hours. No 24-hour delays waiting for updates.
Idea → Roadmap → Product → Release.
Every engagement runs through the same four-stage pipeline. Predictable by design.
Questions clients ask first.
Related services and industries.
Ready to build? Let's talk.
30-minute discovery call. No deck. We'll tell you honestly what it takes, how long, and how much.