We build fintech platforms that pass PCI-DSS and SOC 2 audits. Ship your MVP in 12 weeks with a fixed price.
IRPR builds fintech development services for companies that need secure, compliant financial software. We use React, Node.js, Python, and AWS to build payment platforms, digital wallets, lending systems, and investment apps. Every project integrates with Stripe, Plaid, or custom APIs.
Our fintech development services deliver a working MVP in 12-14 weeks. Pricing is fixed from $80K to $250K depending on scope. All projects meet PCI-DSS Level 1 and SOC 2 Type II standards. We handle audits and penetration testing as part of the build.
Fintech startup founders hire us to launch their first product. Bank product managers use us to modernize legacy systems. Payment platform CTOs bring us in to add new features. Wealth management VPs trust us to build compliant trading tools.
Handles transactions, recurring billing, and multi-currency support. Integrates with Stripe, Braintree, and Adyen.
Stores funds, enables peer-to-peer transfers, and supports QR code payments. Uses Plaid for bank linking and Firebase for push notifications.
Automates loan origination, underwriting, and repayment tracking. Built with Python, PostgreSQL, and machine learning for risk scoring.
Supports real-time market data, order execution, and portfolio tracking. Uses WebSockets, Node.js, and AWS Lambda for low latency.
Aggregates accounts, categorizes spending, and sets budgets. Connects to 10,000+ financial institutions via Plaid and Yodlee.
Automates AML checks, KYC verification, and reporting. Integrates with Jumio, Onfido, and ComplyAdvantage for identity verification.
Analyzes transaction patterns in real time to flag suspicious activity. Uses Python, TensorFlow, and Apache Kafka for streaming data.
Manages campaigns, pledges, and payouts. Built with React, Stripe Connect, and PostgreSQL to handle equity or reward-based models.
Our track record shows what fintech teams can expect when they work with IRPR.
We have shipped over 200 products across 50 countries. 98% of our fintech projects launch on time. Our average MVP timeline is 12 weeks from kickoff to release.
Every fintech platform we build meets PCI-DSS Level 1 and SOC 2 Type II standards. We include penetration testing and compliance documentation in every project. Our clients see 99.9% uptime after launch.
Most agencies bill hourly and miss compliance. IRPR delivers fixed-price fintech platforms that pass audits.
Generic dev shops often treat fintech like any other app. They skip compliance, use junior developers, and charge by the hour. That leads to missed deadlines, failed audits, and surprise invoices.
IRPR assigns senior engineers only. We build compliance into every sprint. Our fixed price means you know the cost from week 2. We handle PCI-DSS, SOC 2, and GDPR so you can focus on your product.
We follow a four-phase process that turns your idea into a compliant, shippable product.
Every fintech project starts with a discovery call. We learn your goals, compliance needs, and target users. Then we build a detailed Roadmap with wireframes, tech stack, and a fixed price.
The Build phase runs in 2-week sprints. You see working software every sprint. The Release phase includes deployment, monitoring, and a 30-day warranty.
Every fintech development service from IRPR includes these deliverables by default.
We don't cut corners on compliance or code quality. Every project ships with the same set of production-ready assets.
Built a custom payment gateway that reduced transaction failures by 30%. Integrated with Stripe, Braintree, and PayPal. Used Node.js, PostgreSQL, and AWS Fargate. Industry: ecommerce.
Created a mobile wallet that cut international transfer time from 3 days to 10 minutes. Used Plaid for bank linking, React Native for the app, and AWS Lambda for backend. Industry: payments.
Automated underwriting and reduced loan approval time from 2 weeks to 2 hours. Used Python, PostgreSQL, and a machine learning risk model. Industry: lending.
Built a stock trading app that increased user retention by 40%. Used Next.js, Firebase, and Alpaca Markets API for real-time trading. Industry: wealth management.
Developed a dashboard that saved compliance officers 20 hours per week on regulatory filings. Used Node.js, AWS RDS, and Tableau for reporting. Industry: banking.
Deployed a real-time fraud detection system that flagged 95% of fraudulent transactions. Used Python, TensorFlow, and Apache Kafka for streaming data. Industry: payments.
Every fintech project gets a fixed quote in the Roadmap phase (week 2). No hourly billing, no surprise invoices, no scope creep charges.
Our team averages 10+ years of experience. Every engineer has built and deployed fintech platforms that pass PCI-DSS and SOC 2 audits.
We ship a working, compliant MVP in 12 weeks or less. 98% of our fintech projects launch on time. If we miss, we work extra at no cost.
You own all source code, documentation, and IP from day one. No licensing fees, no vendor lock-in. We transfer everything to your GitHub account.
We include PCI-DSS Level 1, SOC 2 Type II, and GDPR compliance in every project. We handle penetration testing and audit preparation as part of the build.
Every project includes a 30-day warranty with bug fixes and one hour of weekly support. We also offer ongoing maintenance at a fixed monthly rate.
Every engagement runs through the same four-stage pipeline. Predictable by design.
30-minute discovery call. No deck. We'll tell you honestly what it takes, how long, and how much.
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